We want to have a remarkable impact on your life! We offer the following services
We approach Investment Planning from a ‘needs’ point of view and not through a typical ‘risk profiling’ exercise. Investment Planning covers both Wealth Creation and Retirement Planning which are fundamentally different.
We emphasize ‘long term’ planning and educate clients to set aside emotions when it comes to making investment decisions.
Is this a local or off-shore investment?
What are the risks of this investment?
What do you mean by EAC?
What do you mean by fees?
Am I Diversified?
What does a Financial Planner offer that I can’t do?
What does Risk planning mean?
What are your Assets and Liabilities?
How old are your children?
How will your family survive monthly bills when you are no longer able to provide?
Disability and dreaded disease is on the rise, are you covered sufficiently?
Is your salary covered?
What matters are important to you in the event of morbidity or mortality? We conduct a thorough investigation in order to determine these needs and we will advise appropriately.
Health is expensive on a monthly and annual basis. By combining medical aid and gap policies, one can have better cover than just on medical aid. We will do an in-depth analysis on your Health portfolio whilst also educating you on how the portfolio works.
What does 100% scheme rate mean?
Can I get treatment at any private hospital?
What is a co-payment?
What does gap cover do?
Do I have to pay first and then claim?
Am I covered fully if I’m in an accident or have surgery?
Are your business and personal assets sufficiently covered for new replacement cost?
Do you know what the Condition of Average is and if it applies to your policy?
Is your business covered for loss of profit following a fire or other disaster?
Do you understand the excess structure applicable in the event of a claim?
Are you aware of the various exclusions and conditions applicable to your insurance policies?
Do you require additional value added products like Home and Roadside Assistance as well as Car Hire?
Short term Insurance
Protect your business and private assets with quality short term insurance products designed to safeguard your vehicles, homes, personal possessions and business against the unexpected.
Business and Tax Planning
You have to pay taxes, however, there is no law that says you have to leave a tip. Asset Tree is dedicated to assisting our clients with every aspect of their financial planning. We have an in-house consulting department that will see to your tax and accounting needs, whether for private, business or family requirements.